Terms and Conditions

1. Acceptance of Terms

By accessing or using the Whetzel website ("Site"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site or the Service. We may update these Terms from time to time, and continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

Whetzel provides AI-driven data analysis tools and related informational content intended to support investment research and decision-making. The Service is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice.

Nothing on this Site should be construed as a recommendation, offer, or solicitation to buy, sell, or hold any security, financial instrument, or asset. You are solely responsible for any decisions made based on information obtained through the Service.

3. No Investment Advice

Whetzel is not a registered investment adviser, broker-dealer, or financial institution, and nothing provided through the Site constitutes personalized investment advice. Any analysis, data, or output generated by the Service is provided "as is" and should not be relied upon as the sole basis for any investment decision. You should consult a qualified, licensed financial professional before making investment decisions.

4. Eligibility and Account Responsibilities

By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Site or Service to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to gain unauthorized access to any systems or data;
• Interfere with or disrupt the integrity or performance of the Service;
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission;
• Use automated means to scrape, extract, or harvest data from the Site without authorization.

6. Intellectual Property

All content on the Site, including text, graphics, logos, software, and design elements, is the property of Whetzel or its licensors and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Site without prior written consent, except as permitted for personal, non-commercial use.

7. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by Whetzel. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. Your use of such third-party resources is at your own risk.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. Whetzel does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Whetzel and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from or related to your use of the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Whetzel and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, violation of these Terms, or infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Whetzel, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it enforceable.

14. Changes to These Terms

We may revise these Terms at any time by posting an updated version on this page. Your continued use of the Site following any changes indicates your acceptance of the revised Terms. We encourage you to review this page periodically.

15. Contact Information

If you have questions about these Terms, you may contact us using the details provided on our Contact page or at the address listed in the footer of this Site.

Note: This document is a general template and does not constitute legal advice. Whetzel recommends consulting a qualified legal professional to ensure these Terms are accurate, complete, and compliant with the laws applicable to your business and jurisdiction.